September, for most Pinoys, is the start of the Christmas Season.
For Raft3r, September means something else. It’s the month when HUGE expenses come to haunt me.
On September 08, 2006, I purchased a car – by impulse.
At that time, I was amazed as to how affordable buying a car was. The monthly payment was the mere cost of a mobile phone. It was that cheap. So I thought.
Three years later, I struggle to make ends meet. It was a mistake to buy a car I don’t even need. In fact, the car I bought is seldom used.
Insurance, registration, and monthly amortization were all due first week of September. I had to shell out close to $550.
Raft3r is now dead broke.
Note to self: Impulse buying is no longer a luxury I could afford.