Friday, July 3, 2009

Pay It Forward

Raft3r cut off his credit card today.

Finally.

It is one of the best feelings ever – almost close to an orgasm.

The goal is to be debt free.

One down. Three more to go.

34 comments:

Ganns said...

Good for you! That's 25% of the culprit!

Raft3r said...

ganns, Let us celebrate by spending more than I can afford!

Beth said...

good for you! i know some people who hide from collectors because they went overboard in using their credit cards.

Salve said...

congratulations, rafter! that's a good start. Keep going. :)

KRIS JASPER said...

CONGRATS!!!!!!

It's funny coz Ive just watched confessions of a shopaholic.

Wendy said...

Wow, mukhang di mo na matake ang credit card mo a. Magastos ka ba?

Andy said...

Major decision yan ha! Hindi ko yata kaya yan. Dami mong credit cards. Ako isa lang kaya sobrang attached ako dun. I love it (I hate the bills that go along with it though). Ehehe.

laieesha said...

i've cut off many of my credit cards. i'm in the process of paying them off one by one. i only have ONE open credit card, and for the rest of gastos, I use my debit card.

i received my first credit card when i was 18 years old. big mistake. why would anyone give an 18 year old a credit card?? WHY??

Raft3r said...

beth, Hehe. Di pa naman ako umaabot sa ganyan. Nyahaha

salve, Hey!!! Kamusta na?

kris jasper, Plain coincidence? Hehe

wendy, Hehe. Di naman masyado. Nyahaha

andy, Dapat pag ginamit ang card walang singilan. Hehe

laieesha, Pareho tayo. Hehe

The Scud said...

huwag kasi swipe ng swipe. hehe. ako naman i cant part ways with my credit card. nag-iisa lang kasi. one-card man lang ako. hehe.

Raft3r said...

the scud, Even with other things Raft3r is polygomous. Hehe

gillboard said...

thats good... hirap din may utang...

Congratulations!!!

Raft3r said...

gillboard, Yeah. But it's part of life these days. Hehe

Andy said...

Badrtip talaga pag may utang. Paminsan nga gusto ko sabihin sa kanila, "Puwede bang bayad puri na lang?" Ialay ang katawan? Ehehehe, joke.

Raft3r said...

andy, Naku. Patay si Raft3r dyan. Wala na rin akong puri, eh. Hehe

vhincent said...

just make sure no swiping for the mean time ;)

kala ko naligaw ako ng blog,

congrats with your new theme!

Troubled Soul.... said...

wow, rafter, i think that's a great decision you made there. the term credit itself means undying debt.why swipe when you can pay cash...

Jerick (the former Curbside Puppet) said...

yan kasi napapala pag puro saktong above the minimum payment lang palagi. *wink*

len said...

Having four credit cards mean you are a good payer. Deciding to cut it off one by one is a good goal though. :p

Raft3r said...

vhincent, Hehe. Nakakapanibago ba?

troubled soul, Nyahaha. Mayaman! Cash palagi. Hehe

jerick, Ehem. Dyan naman lagi akong full payment. =) Mahilig lang talaga ako ng mangulekta ng cards. Hehe

len, Yeah. Yun pinatupol ko I haven't used in almost a year. So sayang din. Hehe

eden said...

that is good rafter. i have only 1 credit card ever since and i use it to most of my daily purchases. mas safe kasi kay sa cash ang dala dala.

have a good week..

Raft3r said...

eden, That's a very valid point. Balak ko nga 1 na lang, eh. Hehe. Pero may emotional attachment na ako sa kanila. Nyahaha

pete said...

Sa wakas. Nakinig din.

Raft3r said...

pete, Kanino? Sayo? Hehe

Liza said...

Congrats! Sa panahon ngayon ang pinakaimportante maging debt free talaga. Yan rin ang goal ko!

Raft3r said...

liza, Hehe. Salamat. Sarap ng feeling nga. Hehe

hitokirihoshi_kawaii said...

hahahaha wala akong masabi kundi hahahahha

(bat kaya? hahahaha)

Raft3r said...

hitokirihoshi_kawaii, Nyahaha. Ewan ko din. Nyahaha

Paulette said...

lol... close to orgasm.. great!

Raft3r said...

paulette, Close but not quite. Hehe

Fine Life Folk said...

Don't leave us. You belong to us! he-he!

Raft3r said...

fine life folk, Ok. Madali naman akong kausap, eh. Hehe

wait said...

good for you,
yung isa kong card,
pinabayaan ko'
di ko na binayaran' ahehe'
pag tumawag nga sila'
sabi ko "wala akong pambayad eh" : )

Raft3r said...

wait, Nyahaha. Idol!