A dear colleague was recently hospitalized.
She underwent a major operation and it happened at a very bad time.
Our HMO is on the brink of filing for Chapter 11. Yes, another recession victim bites the dust.
With no assistance from our health care provider, my friend shouldered all expenses.
She has contacted our HMO several times to no avail. As to her inquiry if she can be reimbursed, this was the company’s reply: “We don’t know. We’re not sure.”
That’s scary. Imagine being in her shoes. That is certainly not a fun ride.
Moral of the story: Always save for a rainy day.
38 comments:
that's true... nakakatakot talaga kapag di mo maasahan yung dapat tumulong sa pagpapagamot mo... kelangan talaga matuto magtipid.
gillboard, Tama ka dyan. Kaya yun kikitain ko sa Clark sa buong linggo di ko gagalawin. Promise. Hehe
hala. naranasan na rin namin yan last year when my brother had his operation. at huwag mo na gastusin para sa sarili mo ung pera. sa amin na lang. hehe.
have a great week!
the scud, Nyahaha. Pwede. Pwede. Hehe
this is very true. The unstability of HMOs and the saving up for the rainy days. Let's just pray for better times. Pno na kaya pag nagkasakit ung mga less fortunate talaga, di ba?
sa wakas nagseryoso na si rafter... naks mature! burger-burger!
oo i agree na kailagan talagang mag-save ng money. mabuhay!
beth, Yun na nga. Kawawa talaga sila. Hay.
hitokirihosho_kawaii, Bakit? Lagi naman akong seryoso, ah. Nyahaha
Naku, naga-transform nanaman ang blog mo na parang Transformers. I like this new layout though. Very nice. =)
andy, Yes. Transformers. Pasok ang blog post mo. Hehe
Tama, tama. Huwag ubos biyaya. :p
Hirap talaga magkasakit ngayon. May sakit na, mabobroke pa sa mahal ng hospital and medical expenses. My coworker has cancer and advice nya, wag daw dapat mag-ipon ng sama ng loob para iwas cancer:)
len, Tama. Bawal ang ubos biyaya. Hehe.
wendy, That's the nicest advice I have heard in awhile.
tipid, tipid, tipid.
nakakatakot. hay.
amen to that. you just reminded me of the michael moore docu-movie. made me wanna migrate to canada or uk or france.
when my dad had a kidney transplant some few years ago, our HMO, aetna, was able to shoulder only 1/4 of the whole deal.
the surgery was done on st luke's with my dad having 8 doctors on him and another 8 on the person giving the new kidney to him. do the math.
atticus, Pahirapan na talaga ire. Hehe
jerick, Hay. I'm bad with numbers. Hehe
Talagang bawal magkasakit! Minsan kahit anung tipid mo wala pa rin eh. :)
YW! Basta may gusto ka i-request mo lang hehe.
sad to hear that. now health is wealth. we just have to be healthy and out of harm. out of harm? hmmm...
liza, Sige. Sige. Salamat uli, ha!
the dong, Out of harm? Mukhang mahirap ata yon. Hehe. Gaya sa mga byaherong gaya mo. Hehe
talagang ang hirap na ngayon kahit saan.
save, save.. it is tough to do it. kaya hanggang ngayon wala pa akong savings..lolz
oh wow i think i can live with paying for my hospital expense. at least i am still alive. LOL
oh my!! potek scary yon ah!! sorry ha, i don't have any idea how those stuff work kasi wala kaming ganyang mga benifits.. diba you pay for that every month? or kasama na yon sa sweldo? what if wala ka palang ipon? yikes talaga!!
eden, Nyahaha. Totoo yan sinasabi mo. Hehe
prinsesamusang, Pray na lang tayo na di magkasakit. Hehe
paulette, Hehe. Yan kasi pag di 8-5 ang work. Hehe. May contribution ka at may contribution din ang employer mo. Syempre wala naman tayo magagawa kung bigla na lang ma-bankrupt yun health provider nyo. Walang habol talaga. Yan ang buhay empleyado. Hehe
just last month, the company i worked with changed its HMO provider. the previous one offers better coverage than the HMO we have now. cost cutting decisions by our company i guess.
smartchic, Yes. It's the employees who suffer. Sad but true.
waaah!!! ako to!!! buti na lang meron kaming pang gastos. nasira tuloy yung piggy bank namin ng di oras. sabi ng HMO they will send us the money this week...im still waiting! matinding intayan to friend!
anonymous, Dapat may class suit ang lahat ng agrabyado!
Kakalipat ako lang, ah! Patay!
pete, Nyahaha. Welcome to the real world. Hehe
This is the real world, indeed. I've just started saving. My fine dining adventures are actually on a budget. You can read about them in my blog.
fine life folk, I will visit your blog. Welcome to The Deadbeat Club!
i cud only sigh in disbelief because those things can really happen to everyone. insurance and health care should serve their purpose.
lawstude, Kawawa ka talaga pag wala kang pera. Hay
ahhh ganun pala yon! yikes nakakatakot naman yon... its better nalang na walang ganyan kasi at least hindi ka masyadong kampante na merong tutulong incase magkasakit ka di ba? unlike ako na walang benefits or mga health chu-chu then talagang ipon para i know na may dudukutin incase of emergency.
paulette, That is a nice way of looking at things.
if we file a class suit, will you be our lawyer? lol!
anonymous, Ipagtatanggol kita! Hehe
what, wala kayo HMO ngayon? mag asawa ka na lang muna ng taga d2 sa amin para may maxicare ka...tignan mo si howell, wala problema...hehehe
abie, Nyahaha. Pwede!
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